COBRA Was Supposed to Be a Safety Net — Now It’s a Luxury Few Can Afford
Laid off and facing COBRA premium shock? Here’s why job-based coverage is so expensive after a layoff, how the 2009 subsidy worked, and what affordable options exist.
MARKETS
Bond Yields at Multiyear Highs: Fair Value Isn’t the Same as Cheap
Bond yields are the highest in years. Barclays calls them fair value, not cheap. Here’s why two strategists disagree—and what it means for the economy.
The $40 Trillion Standoff: Why Bond Markets Are Calling Bessent’s Bluff
Scott Bessent’s Treasury intervention is failing as $40T in US debt tests bond-market trust. Here’s who wins, who loses, and what comes next.
A $60,000 Question: When a Estranged Daughter Won’t Speak, Should the Annuity Continue?
A father’s question about leaving a monthly annuity to a daughter he hasn’t spoken to in four years raises hard issues about money, grief, and family obligation.
The Bargain-Hunting Consumer: Retail’s New Discipline Test
US shoppers are spending but hunting bargains hard. Retail earnings reveal a disciplined consumer driving down prices and splitting winners from losers.
One Person, Three Fiduciary Hats: No, You Don’t Have Final Authority
You hold power of attorney, executor, and trustee roles for your mother-in-law — but final authority isn’t real. Here’s why the law limits every role.
Moderna Doubles on Cancer Vaccine Data—But the Hard Part Comes Next
Moderna’s stock doubled on promising melanoma mRNA vaccine results. Behind the move are real patient stakes, a complex manufacturing challenge, and billions in second-order implications.
The Long End Bends: 30-Year Treasury Yield Hits a 19-Year High
The 30-year Treasury yield hit a 19-year high as a global bond sell-off accelerated. How inflation, debt supply, and the term premium are driving the move.
A Retired CPA’s Roth Conversion Question: When the Math Says Skip It
At 63 with $1.2M in a 401(k), a retired CPA wonders if a Roth conversion is worth it. We break down the tax math, the assumptions, and the trade-offs.
Walmart and Target Earnings Will Expose the Fraying Budgets of U.S. Shoppers
Walmart and Target’s Q2 earnings will reveal how inflation-strained shoppers are trading down, borrowing, and cutting back. Here’s what actually matters.